Real-time transfer
Choose between regular SEPA transfer or real-time transfer, simply and securely.
BBVA Services
Online services that make your life easier
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Free current account with debit card, a stable long-term interest rate and cashback.
- A 100% digital and transparent bank.
- Daily banking, smart saving and flexible financing options.
Daily Banking
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Hassle-free cash
At all Mastercard ATMs and directly at the checkout, at Lidl, dm and many other partners.
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Pay contactless
Use your BBVA debit card via your digital wallet and pay for your purchases with your smartphone.
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Top up your account quickly and for free
With any Visa or Mastercard from another bank.
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Direct debit
Activate direct debit to have recurring payments debited directly from your account.
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Easily block your card
Take control with tools like the Card On/Off function or temporarily block specific features of your card for added security.
Flexible Financing
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Pay in installments with Pay&Plan
With Pay&Plan, you get money back in your account for past purchases and can pay the amount back in easy installments. The first installment payment is interest free.
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Overdraft facility
Do you need flexibility when faced with unexpected expenses? With our overdraft facility, you have quick access to additional money – directly and easily. -
Instant loan
Our instant loan offers you the financial support you need to realize your plans – quickly, 100% online, and with no additional fees.
Smart Banking
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Your Savings Box saves for you
Activate your digital Savings Box. This allows you to separate your savings from your daily transactions and have them grow at the same interest rate as your account balance. Automatic savings rules help you with this, and you have full access to them at any time.
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Keep control of your money
Use our intelligent Expense Analysis and Multibanking to manage your finances effectively.
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Going on a trip
Withdraw money for free, pay in foreign currency and keep an eye on your travel budget at all times. Global banking, but just like at home.
Security
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Innovative approval options
In the BBVA App, you confirm your transactions directly on your smartphone via biometrics or by approving with a click. It's secure and easy, plus you maintain full control. -
Protected from prying eyes
At BBVA, your privacy matters: Discreet Mode automatically hides balances and transactions when someone is looking at the display. -
Dynamic CVV
With a dynamic CVV, you can shop online with confidence. The code is not printed on the debit card, but is only visible in the app for a few minutes.
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Cybersecurity
Learn how to protect yourself from fraud so you can enjoy the convenience of our digital banking with even greater security. -
Biometrics
Pay and authorize your banking transactions securely and quickly with facial recognition or fingerprint.
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Fraud prevention
Report instances of fraud directly via the app or through customer service. We will provide you with immediate support.
To use our services, open your BBVA current account!
- Free current account and debit card.
- 100% online and without conditions, such as a salary deposit.
- Fast and easy account opening.
We'll take care of your move to BBVA!
- Change your account 100% online and free of charge.
- Your new bank details without bureaucracy and paperwork.
- You do not need to contact your current bank.
Do you have questions or need support?
Get support from our German-speaking team at any time, any day of the week. Our English-speaking customer service is available every day from 7 a.m. to 9 p.m.
BBVA promotions and benefits
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Cashback on your purchases
3.5% cashback on your purchases during the first 6 months, up to €350 in total purchases each month. Deposited directly into your account every month.
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Refer a friend
Recommend BBVA and receive a credit of up to €240, along with an additional bonus interest rate of up to 0.5% p.a. credited to your current account balance.
