BBVA Services
Online services that make your life easier
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Free current account with debit card, a stable long-term interest rate and cashback.
- A 100% digital and transparent bank.
- Daily banking, smart saving and flexible financing options.
Daily Banking
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Real-time transfer
Choose between regular SEPA transfer or real-time transfer, simply and securely.
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Hassle-free cash
At all Mastercard ATMs and directly at the checkout, at Lidl, dm and many other partners.
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Pay contactless
Use your BBVA debit card via your digital wallet and pay for your purchases with your smartphone.
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Top up your account quickly and for free
With any Visa or Mastercard from another bank.
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Direct debit
Activate direct debit to have recurring payments debited directly from your account.
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Easily block your card
Take control with tools like the Card On/Off function or temporarily block specific features of your card for added security.
Flexible Financing
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Pay in installments with Pay&Plan
With Pay&Plan, you get money back in your account for past purchases and can pay the amount back in easy installments. The first installment payment is interest free.
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Overdraft facility
Do you need flexibility when faced with unexpected expenses? With our overdraft facility, you have quick access to additional money – directly and easily. -
Instant loan
Our instant loan offers you the financial support you need to realize your plans – quickly, 100% online, and with no additional fees.
Smart Banking
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Your current account's Savings Box
Set your own goals and define individual savings rules with your free digital savings box. -
Keep control of your money
Use our intelligent Expense Analysis and Multibanking to manage your finances effectively.
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Keep an eye on your travel expenses
A solution that helps you organize your travels and keep track of your expenses.
Security
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Innovative approval options
In the BBVA App, you confirm your transactions directly on your smartphone via biometrics or by approving with a click. It's secure and easy, plus you maintain full control. -
Protected from prying eyes
At BBVA, your privacy matters: Discreet Mode automatically hides balances and transactions when someone is looking at the display. -
Dynamic CVV
With a dynamic CVV, you can shop online with confidence. The code is not printed on the debit card, but is only visible in the app for a few minutes.
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Cybersecurity
Learn how to protect yourself from fraud so you can enjoy the convenience of our digital banking with even greater security. -
Biometrics
Pay and authorize your banking transactions securely and quickly with facial recognition or fingerprint.
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Fraud prevention
Report instances of fraud directly via the app or through customer service. We will provide you with immediate support.
To use our services, open your BBVA current account!
- Free current account and debit card.
- 100% online and without conditions, such as a salary deposit.
- Fast and easy account opening.
We'll take care of your move to BBVA!
- Change your account 100% online and free of charge.
- Your new bank details without bureaucracy and paperwork.
- You do not need to contact your current bank.
Do you have questions or need support?
Get support from our German-speaking team at any time, any day of the week. Our English-speaking customer service is available every day from 7 a.m. to 9 p.m.
BBVA promotions and benefits
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Cashback on your purchases
3% cashback on your purchases during the first 6 months, up to €350 in total purchases each month. Deposited directly into your account every month.
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Refer a friend
Recommend BBVA and receive a credit of up to €240, along with an additional bonus interest rate of up to 0.5% p.a. credited to your current account balance.
