Promotions and benefits

Up to €313 with BBVA promotions!

  • Refer a friend and receive a credit: Up to €240 for your referrals
  • Up to €73 cashback: Get up to 3.5% cashback on your purchases during the first 6 months.*

Get a credit of up to €240 for your referrals

  • Invite your friends and receive a total credit, of €30 for the first 8 friends that you refer, in total you can earn up to €240. Those who were referred receive a €40 credit.
  • To receive your credit, your friends must make a purchase with their debit card within 90 days after opening their accounts.*

3.5% cashback from BBVA. Get your money back now!

  • During the first 6 months, we offer you 3.5% cashback on your purchases up to €350 per month with the BBVA debit card
  • You will receive the cashback amount monthly directly on to your account.
  • Valid for all of your purchases made with your physical or digital debit card.

Pay with your BBVA cards and secure your chance to win great prizes!

Sign up for the "Pay and Win" promotional package*, participate in the raffles and try your luck.

  • Bi-weekly raffles of 100 Amazon.de vouchers worth €50**.
  • A quarterly raffle that you shouldn't miss. The next prize is a 7-day trip (6 nights) for 2 people to Santorini.

Your new prizes are waiting for you!

 

Benefit additionally from the interest on your current account

  • Current account with 3.5% interest p. a. added to your balance up to €200,000 for the first 6 months.***
  • After that, your balance up to €500,000 will receive automatic variable interest, which is currently 2.25% p.a.****
  • Free forever, no conditions such as salary or minimum amount.

Secure attractive benefits!

This offer is available for a limited time only. What are you waiting for?

*The BBVA cashback offer requires that a BBVA current account be opened and is valid for the first 6 months after making the first card payment. To receive cashback, you must make your first payment with the BBVA debit card within 90 days of opening your account.

With the BBVA debit card you receive 3.5% cashback on online and offline purchases totaling up to €350 in purchase value. This means that you can receive €73 cashback in 6 months. The maximum cashback payment is €12.25 per month.

No cashback is awarded for payments related to financial services and banks, cryptocurrencies, gambling and betting, debt collection services and cash withdrawals.

More information at bbva.de.

**The people you refer must open a BBVA current account using your referral code and make a purchase with their BBVA debit card within 90 days of opening their account. Once the purchase is completed, you will receive a reward of €30 (max. €240 in total for a maximum of 8 friends), and the person you invited will receive €40. People against whom BBVA has outstanding and enforceable claims, or referred persons who are or were already BBVA customers, are excluded from the promotion.
***The terms and conditions for Amazon.de gift vouchers apply. These can only be used to purchase products from Amazon.de and some of its subsidiaries. Cash payment or transfer to another account is excluded, except in the cases provided for by law. Gift vouchers remain valid for 10 years. There are no additional fees. Further information and full terms and conditions: amazon.de/gc-legal.

****This offer requires that a BBVA current account be opened for the first time starting on July 1, 2026 or later and is valid for the first 6 months after opening an account. The gross interest rate is 3.5% p.a. for balances up to €200,000, with no minimum amount. For balances above €200,000 and up to €500,000, the gross interest rate is 2.25% p.a.; Balances exceeding €500,000 do not accrue interest.

Interest is calculated daily based on your account balance at the end of each day and is credited monthly.

*****interest after the first 6 months: After the promotional period has ended, a variable gross interest rate will apply to balances up to €500,000. Currently, this is 2.25% p.a. without further requirements or 2.75% p.a. for monthly payroll or pension payments to the BBVA current account or for monthly payments with your BBVA debit card and/or BBVA credit card totaling over €1,500. 

Balances exceeding €500,000 do not accrue interest. Interest rates are reviewed quarterly and may be adjusted. Regardless, the interest rate is always at least 25% of the ECB's applicable interest rate for its deposit facility. 

Only transfers marked accordingly are regarded as payroll or pension payments; Transfers from one's own account and transfers from private individuals are not taken into account. 
The following are excluded: fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

More information at bbva.de.