Free current account and debit card, free forever

Your current account with 3% interest p.a. and 3% cashback

Your free forever current account with interest and cashback into your account every month, including a fee-free debit card. Everything in one account. Everything without conditions. And that's just the beginning.

Your finances – smart and simple

  • You will receive 3% interest p.a. for the first 6 months, then a continuous, variable interest rate for 5 years. No conditions and available for amounts up to €500,000.With a monthly credit directly into your account.
  • Your BBVA current account comes with a German IBAN and everything you need for your daily finances, free forever. Without any conditions, such as a salary deposit or minimum balance, and with no hidden fees.
  • We give you 3% cashback on your purchases within the first 6 months after you've opened your account, up to €350 in total purchases each month, Pay with your physical or digital BBVA debit card and have your cashback credit deposited directly into your account every month.

Your global bank

As a global bank with an 165-year history and a presence in more than 25 countries, we offer smart and fair banking solutions for everyone, making everyday life easier. 100% online, yet we still have people who are there to support you at any time.

Everything you need for your online banking

Daily Banking

Features for easier banking: SEPA instant payment, flexible card management and contactless payment.

 

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Intelligent Banking

Stay in control of your finances with your Savings Box, Expense Analysis, and My Trips.

 

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Flexible Financing

Pay for your purchases in installments with Pay&Plan and find out more about our overdraft facility and instant loan.

 

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Safe, always and everywhere

Your money is safe with us. With dynamic CVV, biometric recognition, and no printed card number.

 

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Let your money work for you

With the Savings Box, you can save at your own pace, directly through your BBVA current account.

3% interest p.a.

The interest rate for your Savings Box is based on the up-to-date interest rate of the current account.

Everything in one account

The Savings Box is part of your free current account. You don't need an additional savings account.

Save automatically

Up to 5 savings goals and intelligent savings rules to help you bring your projects to life.

Up to €303 with BBVA promotions & benefits

Get up to €63 cashback simply by using your BBVA debit card. And if you also invite your friends, you can receive up to €240 extra. Because starting together, simply feels better.

Your new digital bank is here: BBVA!

Welcome to the Help section!

The Help Area is where you can quickly and easily find answers, helpful information about our products, functions and services, and immediate assistance for urgent issues – simple, easy and 24/7.

Our benefits

Join us!

24/7 customer service

Get support from our German-speaking team at any time, any day of the week. Our English-speaking customer service is available every day from 7 a.m. to 9 p.m.

Your money is safe

Statutory deposit protection up to €100,000 per customer.

Everything in one app

The intuitive BBVA App is used by over 57 million customers. people.

Open your BBVA current account today!

Free forever. Try it out!
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