A bank with European roots
BBVA draws upon more than 169 years of banking experience and is active in over 25 countries worldwide. Our European roots provide the foundation for our strength and stability.
About BBVA
Your digital bank – with 169 years of experience
BBVA combines simple digital banking with the size and stability of a leading European banking group trusted by more than 82 million customers worldwide.
Banking you can count on
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Over 82 million active customers worldwide
Thanks to its competitive offers, simple digital banking and a multi-award-winning app, millions of customers are already using BBVA's financial products.
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Under European supervision
BBVA is subject to supervision by the European Central Bank and BaFin in Germany. This is how we ensure high standards in security, transparency and stability.
Get more out of your everyday banking
| Everyday banking transactions, without fees | BBVA | Average in Germany | BBVA benefits |
|---|---|---|---|
| Everyday banking transactions, without fees
account management fee
| BBVA
free
€0/year | Average in Germany
€69.84/year
| BBVA benefits
Save 100%
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| Everyday banking transactions, without fees
debit card fee
| BBVA
free | Average in Germany
€17.25/year | BBVA benefits
Save 100%
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| Conditions that offer you the best | BBVA | Average in Germany | BBVA benefits |
|---|---|---|---|
| Conditions that offer you the best
follow-up interest after 6 months
current account interest | BBVA
2.5% p.a.
| Average in Germany
0.5% p.a.
| BBVA benefits
5 times higher!
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| Conditions that offer you the best
Deposit interest
| BBVA
3.6% p.a. | Average in Germany
2.28% p.a. | BBVA benefits
1.58 times higher!
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Award-winning bank in Germany
2026 Best Current Account
BBVA's current account was awarded the top rating of "Very good" by Handelsblatt.
Best debit interest rates for 2026
The BBVA current account offers first-class interest rates and complete flexibility. Confirmed as one of the best providers in Germany by Handelsblatt.
2026 Top Current Account
In the comprehensive current account comparison performed by the magazine €uro, BBVA is listed among the leading direct banks, and received recognition for its terms and conditions and customer service.
Test winner: Interest rate offer
BBVA takes first place in the 2026 €uro Bank Test. Its offering of savings and flexible fixed-term deposit accounts was recognized as the best among direct banks.
Jürgen von der Lehr, Head of Digital Banking in Germany
Secure, innovative and sustainable: your finances are our priority
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Deposit protection
The statutory deposit guarantee system protects deposits up to €100,000 per customer and bank. -
Artificial intelligence
Working with OpenAI, BBVA is integrating the first native finance app directly into ChatGPT. Discover our user-friendly products. It's as easy as having a conversation. -
A greener future
BBVA is financing the transition to a more sustainable economy and is supporting projects that contribute to protecting our climate.
Internationally recognized for strong service and innovation
Our commitment to consistently developing different aspects of banking is reflected in the numerous international awards we have received.
- The Banker has recognized BBVA as Best Technology Bank worldwide.
- Euromoney lists BBVA among the best digital banks worldwide, with an app rating of 4.8 out of 5 in the App Store.
- Global Finance recognizes BBVA as Best Bank for Green Bonds.
- Global Finance lists BBVA among the most innovative banks worldwide, especially for its ability to offer simple and suitable solutions for its customers.
Ready for the future?
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24/7 German-speaking customer service
Get support from our German-speaking team at any time, any day of the week. the English-speaking team is available daily from 7 a.m. to 9 p.m.
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Everything in your BBVA App
Easily manage your account and payments without having to worry about security.
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Open your bank account in minutes
Open your account entirely online, directly from your smartphone.