Refer a friend

Recommend BBVA and earn over €240

  • Invite your friends to BBVA and receive over €240 in referral rewards.
  • Refer a friend and receive a credit: Receive up to €240 for your referrals.
  • Refer friends and enjoy bonus interest: Get up to 0.25% interest p.a. on your account balance.

How to get your credit:

Receive up to €240 for your referrals.*
  • Open the BBVA app, click on the Menu button, go to Promotions and select “Refer a friend”.
    You will receive a referral code that you can share with your friends and family.
  • The people you refer must open a BBVA online account by entering your referral code and making a purchase with their BBVA debit card within 90 days.
  • Once the purchase is completed, you will receive a reward of €30 (up to a max. of €240 total if you refer multiple friends), and the person you invited will receives €20.

Here is how you qualify for your bonus interest:

Receive an additional annual interest amount of 0.25% on your current account balance for the first 12 months.**
  • Open the BBVA app, click on the Menu button, go to Promotions and select “Refer a friend”. You will receive a personal referral code that you can share with your contacts.
  • The people you refer must open a BBVA online account using your referral code and maintain a minimum account balance of €10,000 for one month.
  • Once your the contact you referred meets this condition, you will receive a bonus interest of 0.25% credited to your current account balance.

Invite friends – what they need to do

  • They need to open a free BBVA current account and use your referral code.
  • To receive your credit, your friends have to make a purchase using their debit card within 90 days of opening their account.
  • To qualify for the bonus interest, you must maintain a minimum account balance of €10,000 for one month.

Recommend BBVA to other people!

Invite others to experience the benefits of BBVA—shop securely and manage your finances with confidence.

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Any questions?

*The people you refer must open a BBVA current account using your referral code and make a purchase with their BBVA debit card within 90 days of opening their account. Once the purchase is completed, you will receive a reward of €30 (max. €240 in total for a maximum of 8 friends), and the person you invited will receive €20. People against whom BBVA has outstanding and enforceable claims, or referred persons who are or were already BBVA customers, are excluded from the promotion.
**The referring person receives an additional interest rate of 0.25% p.a. on their account balance if the person who has been referred has €10,000 or more in their account for at least one month. The person referred also benefits from an additional interest rate of 0.25% pa if they meet this condition.
The interest bonus is valid for a period of 12 months from the date the respective person opens the account. 
If the person who is referred then refers another person who meets the conditions, they will receive an additional 0.25% bonus interest per year In any case, even if the referred person is also the referring person, the maximum achievable extra interest per person is 0.50% p.a.