Refer a friend

Get a credit of up to €240 for your recommendations

Securing rewards has never been easier: Those who've been referred only have to open their account with your referral code and make a purchase with their debit card - no minimum amount required.

Now get 10% extra cashback

  • Secure up to €50 extra cashback on your purchases in the first month with your physical or digital BBVA debit card.*
  • The amount is transferred directly to your account.

Why not benefit together?

Invite your friends and receive a €30 credit for the first 8 friends that you refer. In total you can earn up to €240. Those referred receive a credit of €20.**

How to get your credit:

Receive up to €240 for your referrals.
  • Open the BBVA app, click on the Menu button, go to Promotions and select “Refer a friend”.
    You will receive a referral code that you can share with your friends and family.
  • The people you refer must open a BBVA account and make a purchase with their BBVA debit card within 90 days - no minimum amount required. They can enter your referral code during the registration process.
  • Once the purchase is completed, you will receive a reward of €30 (up to a maximum of €240 total if you refer multiple friends), and the person you invited will receive €20.

Your rewards in real time

  • Everything at a glance: Keep track of your invitations and credited rewards at all times in the BBVA App.
  • Stay on top of deadlines: See how many days your friends have left to make their first card payment before the bonus expires.
  • Motivation made easy: Simply send reminders to your friends so that they don't miss any chances to win a reward.

Recommend BBVA to other people!

Invite others to experience the benefits of BBVA—shop securely and manage your finances with confidence.

Others were also interested in

Any questions?

*Until April 7, 2026, the 10% extra cashback promotion requires a first transaction within 90 days of opening a BBVA account and is valid for the first €500 in purchases made with the debit card during the first month after the first purchase. Offer valid for new customers only, subject to the respective terms and conditions.

More information at bbva.de and in the terms and conditions of participation.

**The people you refer must open a BBVA current account using your referral code and make a purchase with their BBVA debit card within 90 days of opening their account. Once the purchase is completed, you will receive a reward of €30 (max. €240 in total for a maximum of 8 friends), and the person you invited will receive €20. People against whom BBVA has outstanding and enforceable claims, or referred persons who are or were already BBVA customers, are excluded from the promotion.

Open an account