Money back from BBVA

Pay like you normally do and get real money back

  • Make everyday purchases with your BBVA debit card and get your money back. No points system.
  • 3.75% cashback during the first 6 months, on purchases of up to €400 per month.*
  • Valid for purchases with your free debit card, both online and in store.

Quickly make multiple transactions with the BBVA current account

  • Free-forever current account including a debit card.
  • 3.75% interest p.a. during the first 6 months.**
  • Then a long-term, variable interest rate.***

This is how BBVA cashback works

  • Up to €90 back!

    3.75% cashback on the first €400 in purchases made with your physical or digital debit card during the month

  • Automatically credited to the account

    The cashback is credited directly to your BBVA current account. You don't have to do anything else.

  • for 6 months

    Valid for 6 months starting with your first purchase, both online and in-store.

Travel cashback: 5% off your on-the-go purchases

  • If you have taken out BBVA travel insurance, you will receive cashback on your purchases during your trip.
  • 5% cashback on purchases with your physical and digital BBVA debit card, up to €300 in revenue.
  • Insure your trip with BBVA and Chubb and benefit from further advantages.

 

Recommend BBVA and receive up to €240

  • Invite your friends and receive a total credit of €30 for the first 8 friends that you refer. In total you can earn up to €240. Those who were referred receive a €40 credit.
  • To receive your credit, your friends must make a purchase with their debit card within 90 days after opening their accounts.

Everything for your daily banking

  • Cash withdrawals at all Mastercard ATMs worldwide.
  • Conveniently manage your card via the BBVA App.
  • Real-time transfers and pay on the go with digital wallets.

DigitalBank: a bank, but secure!

  • 169 years of experience, with more than 82 million customers in 25+ countries.
  • Innovative security: state-of-the-art technology that protects you and your money.
  • European Bank: Spanish deposit protection up to €100,000 per customer
  • Winner of multiple awards, such as those given by Euro and Handelsblatt for our current account and our app.

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Any questions?

*The BBVA cashback offer requires that a BBVA current account be opened and is valid for the first 6 months after making the first card payment. To receive cashback, you must make your first payment with the BBVA debit card within 90 days of opening your account.

With the BBVA debit card you receive 3.75% cashback on online and offline purchases totaling up to €400 in purchase value. This means that you can receive €90 cashback in 6 months. The maximum cashback payment is €15.00 per month.

No cashback is awarded for payments related to financial services and banks, cryptocurrencies, gambling and betting, debt collection services and cash withdrawals.

More information at bbva.de.

**This offer requires that a BBVA current account be opened for the first time on September 15, 2026 or later and is valid for the first 6 months after opening an account. The gross interest rate is 3.75% p.a. for balances up to €200,000, with no minimum amount. For balances above €200,000 and up to €500,000, the gross interest rate is 2.25% p.a.; Balances exceeding €500,000 do not accrue interest.

Interest is calculated daily based on your account balance at the end of each day and is credited monthly.

***Interest after the first 6 months: After the promotional period has ended, a variable gross interest rate will apply to balances up to €500,000. Currently, this is 2.25% p.a. without further requirements or 2.75% p.a. for monthly payroll or pension payments to the BBVA current account or for monthly payments with your BBVA debit card and/or BBVA credit card totaling over €1,500. 

Balances exceeding €500,000 do not accrue interest. Interest rates are reviewed quarterly and may be adjusted. Regardless, the interest rate is always at least 25% of the ECB's applicable interest rate for its deposit facility. 

Only transfers marked accordingly are regarded as payroll or pension payments; Transfers from one's own account and transfers from private individuals are not taken into account. 
The following are excluded: fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

More information at bbva.de.