Daily Banking

Your online banking for your daily finances

  • Flexible and easy cash withdrawal.
  • Intelligent card management and contactless payment with digital wallets.
  • Fast and easy real-time transfers in the SEPA zone.

Transfer easily and quickly

  • Around the clock, on Sundays and public holidays too.
  • No waiting times: The SEPA instant payment reaches the recipient immediately.
  • Available throughout the SEPA Zone (Single Euro Payments Area).

Conveniently withdraw cash

  • Withdraw from Mastercard ATMs in the Eurozone

    Free-of-charge for amounts of €150 or higher.*

  • Withdraw money in German retail stores

    With over 12,000 participating partners, it's flexible and easy.

  • Free withdrawals at BBVA ATMs in Spain

    At approx. 4,500 BBVA ATMs, free of charge, and with no minimum amount.

The easy way to top up your account

  • By card: Top up your balance with your card from another German bank.
  • By bank transfer: Deposit money into your account via bank transfer.
  • With cash via app: Deposit cash during checkout at thousands of retail partners.

Pay conveniently by direct debit

  • Pay conveniently and easily within Germany and in the SEPA zone.
  • Always pay on time, without having to transfer money yourself.
  • 100% transparent – with fixed due dates.

Card management, easier than ever

Block your debit card easily and quickly via your smartphone, or block certain functions.

  • Temporarily turn your debit card on or off at any time.
  • Block or limit online purchases or in-store payments.
  • Block or limit ATM withdrawals.

Advantages of the BBVA current account

Free current account, forever

Fee-free, and long-term. Ideal for your daily finances, your savings and more financial flexibility.

Interest paid into your account every month

Automatic interest on balances up to €500,000. Includes monthly credit, without conditions.

Interest, now and in the future

3% interest p.a. on your balance for the first 6 months, followed by long-term variable interest.

Debit card with cashback

With your free physical and digital debit cards, you get cashback on all your purchases.

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*Cash can be withdrawn at all ATMs that accept Mastercard. BBVA does not charge any fees for withdrawals of €150 or more within the eurozone. For withdrawals under €150 within the eurozone, BBVA charges a fee of €2. Fee-free withdrawals with no minimum amount at all BBVA ATMS in Spain and all Garanti BBVA ATMs in Turkey.

The fee is also €2 for withdrawals outside the eurozone. The currency exchange for withdrawals and purchases is fee-free; BBVA applies the official exchange rate without any markup.

Additional fees from the bank operating the ATM may apply.

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