Daily Banking

Your online banking for your daily finances

  • Flexible and easy cash withdrawal.
  • Intelligent card management and contactless payment with digital wallets.
  • Fast and easy real-time transfers in the SEPA zone.

Transfer easily and quickly

Would you like to make a real-time transfer? Now send and receive money in the SEPA zone in seconds.
  • For free: SEPA transfers up to €1,000 per transaction.
  • Fast: Arrives immediately at all participating banks in the SEPA zone.
  • Simple: Via the BBVA app or your online banking – around the clock.

Pay with your smartphone

Add your BBVA debit card to your digital wallet. This lets you use digital wallets to shop online, and to easily shop in stores with contactless payment terminals.

Conveniently withdraw cash

  • Withdraw from Mastercard ATMs in the EU

    free-of-charge for amounts of €150 or higher.

  • Withdraw money in German retail stores

    With over 12,000 participating partners, it's flexible and easy.

  • Free withdrawals at BBVA ATMs in Spain

    At approx. 4,500 BBVA ATMs, free of charge, and with no minimum amount.

The easy way to top up your account

  • By card: Top up your balance with your card from another German bank.
  • By bank transfer: Deposit money into your account via bank transfer.
  • With cash via app: At thousands of retail partners, you can deposit cash at the checkout (available soon).

Pay conveniently by direct debit

  • Pay conveniently and easily within Germany and in the SEPA zone.
  • Always pay on time, without having to transfer money yourself.
  • 100% transparent – with fixed due dates.

Card management, easier than ever

Block your debit card easily and quickly via your smartphone, or block certain functions.

  • Temporarily turn your debit card on or off at any time.
  • Block or limit online purchases or in-store payments.
  • Block or limit ATM withdrawals.

Advantages of the BBVA current account

Free current account, forever

Fee-free, and long-term. Ideal for your daily finances, your savings and more financial flexibility.

Interest paid into your account every month

Automatic interest on balances up to €500,000. Includes monthly credit, without conditions.

Interest, now and in the future

3% interest p.a. on your balance for the first 6 months, followed by long-term variable interest.

Debit card with cashback

With your free physical and digital debit cards, you get cashback on all your purchases.

Continue to Current Account

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