SEPA direct debit

Pay your bills conveniently via SEPA direct debit

Recurring payments are automatically debited from your account without you having to worry about their due date.

The benefits of SEPA direct debit

  • Pay bills conveniently and easily within Germany and within the SEPA Zone (Single Euro Payments Area).
  • Always pay on time, without having to transfer money yourself – the payee automatically debits the amount.
  • All debits remain transparent and comprehensible, with fixed due dates and the payee’s mandate reference.

How does direct debit work?

  • You give consent to a payment recipient to have them collect invoice amounts in the form of a SEPA direct debit mandate.
  • The mandate also includes the instruction to the bank to have them redeem the direct debit.
  • The SEPA direct debit mandate is valid until you revoke it.

Security with SEPA direct debit

Direct debit is one of the securest payment methods.
  • Payees require a unique creditor identification number in order to collect SEPA direct debits.
  • Each payment is based on a SEPA direct debit mandate that the payee has issued Without this mandate, no money may be debited from your account.
  • In the event of an unauthorized debit, you can easily object within the respective deadlines and get your money back.
  • Secure banking at BBVA: BBVA offers you a variety of security features for protecting your banking transactions.

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