Cash in retail

Withdraw cash at approx. 12,000 partners in Germany

  • Conveniently withdraw money when shopping at German supermarkets and retailers.
  • Get cash with Mastercard for Withdraw cash free of charge at Mastercard retail partners.
  • Cash via App: Use a barcode to withdraw and deposit cash at retail store checkouts.

Cash at dm and many other partners

  • Cash with Mastercard

    You can withdraw cash for free at checkout with your Mastercard. A minimum purchase is required, which varies depending on the partner. Simply enter the desired withdrawal amount when you are paying.

  • Cash via App

    With the BBVA App you can withdraw and deposit cash at participating partners. Create a barcode and have it scanned at checkout in order to withdraw or deposit the desired amount.

Get cash with Mastercard for Withdraw cash at checkout, quickly and free of charge,

using your physical or digital debit card.
  • Requirement: a minimum in-store purchase between €5 and €20.
  • Simply state the cash amount you would like to withdraw at the checkout.
  • The cash is added to the purchase value, shown on the receipt and paid out.
  • As usual, the amount will be debited from your current account.
  • Just as you would with an ATM withdrawal, you enter your PIN at checkout to confirm the payment and protect yourself from fraud.

Mastercard: Partners

Cash via App: Deposit and payout via barcode at checkout

  • Find a participating store near you.
  • Select the deposit or withdrawal amount in the App.*
  • Scan the barcode at checkout to make a deposit or withdrawal.

Cash via App: Partners

Advantages of the BBVA current account

Free current account, forever

Fee-free, and long-term. Ideal for your daily finances, your savings and more financial flexibility.

Interest paid into your account every month

Automatic interest on balances up to €500,000. Includes monthly credit, without conditions.

Interest, now and in the future

3.5% interest p.a. on your balance for the first 6 months, followed by long-term variable interest.**

Debit card with cashback

With your free physical and digital debit cards, you get cashback on all your purchases.

More than 82 million people worldwide trust us with their banking. Join us!

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*With Cash via App, customers in Germany can withdraw cash directly from their account, and make deposits. The transaction is completed by showing a barcode at the checkout of a participating retailer; a minimum purchase value is not needed.

Cash withdrawal: For the cash withdrawal via app service, the first 4 cash withdrawals per month are free, after which a fee of €2 per withdrawal applies.

Cash deposit: You can make deposits between €50 and €999. Starting on February 1, 2026, BBVA will charge a fee of 1.4% for cash deposits.

The total amount of daily withdrawals and deposits are subject to a daily maximum limit of €999 and a monthly limit of €8,000. Example: After a withdrawal of €499, a maximum of €500 can be deposited on the same day.

**This offer requires that a BBVA current account be opened for the first time on July 1, 2026 or later and is valid for the first 6 months after opening an account. The gross interest rate is 3.5% p.a. for balances up to €200,000, with no minimum amount. For balances above €200,000 and up to €500,000, the gross interest rate is 2.25% p.a.; Balances exceeding €500,000 do not accrue interest. Interest is calculated daily based on your account balance at the end of each day and is credited monthly.

interest after the first 6 months: After the promotional period has ended, a variable gross interest rate will apply to balances up to €500,000. Currently, this is 2.25% p.a. without further requirements, or 2.75% p.a. for monthly payroll or pension payments to the BBVA current account or for monthly payments with your BBVA debit card and/or BBVA credit card totaling over €1,500. 

Balances exceeding €500,000 do not accrue interest. Interest rates are reviewed quarterly and may be adjusted. Regardless, the interest rate is always at least 25% of the ECB's applicable interest rate for its deposit facility. 

Only transfers marked accordingly are regarded as payroll or pension payments; Transfers from one's own account and transfers from private individuals are not taken into account. 
The following are excluded: fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

More information at bbva.de.