Discreet mode

Protecting your App from prying eyes

At BBVA, your privacy matters: Discreet Mode automatically hides balances and transactions when someone is looking at the display.

What is Discrete Mode?

Discreet Mode includes a smart option that offers you additional protection. The App uses AI to detect the glances of strangers and automatically hides your sensitive data.

Whether you're on the go, on the train, or in busy spaces – your information remains secure. And for maximum discretion, you can also permanently hide data so that everything you own belongs only to you.

To help maintain your privacy, Discreet Mode offers three different options

  • In standard mode, all your information is always displayed.
  • In private mode, all sensitive data is always hidden.
  • Smart. The front camera detects the glances of strangers and automatically hides your sensitive data.

Discreet mode

Use this reliable method to protect your data

Activate Discrete Mode to hide sensitive data when necessary.
The easy solution for more security when sharing your screen or in public.

Discreet mode

1 - Open the menu

Log in to the BBVA App with your credentials and tap on the symbol with the three lines in the top-right corner to open the menu.

Discreet mode

2 - Choose your visibility

Choose Settings and then Discrete mode, to manage the visibility of your account balances and transactions.

Discreet mode

3 - Tap to activate

Tap on the eye symbol to activate discrete mode. To deactivate it, tap the icon again. Quick and easy!

Open a BBVA account and use Discreet Mode

  • Free current account, forever. You receive 3.5% interest p. a. and 3.5% cashback during the first 6 months.*
  • After this, a continuous variable interest rate is guaranteed for 5 years.
  • The interest is automatically credited to your current account every month.

Pay securely with the debit card of the future

  • No printed card number.
  • A dynamic CVV, which is created again for each transaction.
  • Personalized card management directly in the BBVA App.
  • Biometric recognition for maximum security.

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*This offer requires that a BBVA current account be opened for the first time starting on July 1, 2026 or later and is valid for the first 6 months after opening an account. The gross interest rate is 3.5% p.a. for balances up to €200,000, with no minimum amount. For balances above €200,000 and up to €500,000, the gross interest rate is 2.25% p.a.; Balances exceeding €500,000 do not accrue interest. Interest is calculated daily based on your account balance at the end of each day and is credited monthly.

interest after the first 6 months: After the promotional period has ended, a variable gross interest rate will apply to balances up to €500,000. Currently, this is 2.25% p.a. without further requirements, or 2.75% p.a. for monthly payroll or pension payments to the BBVA current account or for monthly payments with your BBVA debit card and/or BBVA credit card totaling over €1,500. 

Balances exceeding €500,000 do not accrue interest. Interest rates are reviewed quarterly and may be adjusted. Regardless, the interest rate is always at least 25% of the ECB's applicable interest rate for its deposit facility. 

Only transfers marked accordingly are regarded as payroll or pension payments; Transfers from one's own account and transfers from private individuals are not taken into account. 
The following are excluded: fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

More information at bbva.de.