Discreet mode

Protecting your App from prying eyes

At BBVA, your privacy matters: Discreet Mode automatically hides balances and transactions when someone is looking at the display.

What is Discrete Mode?

Discreet Mode includes a smart option that offers you additional protection. The App uses AI to detect the glances of strangers and automatically hides your sensitive data.

Whether you're on the go, on the train, or in busy spaces – your information remains secure. And for maximum discretion, you can also permanently hide data so that everything you own belongs only to you.

To help maintain your privacy, Discreet Mode offers three different options

  • In standard mode, all your information is always displayed.
  • In private mode, all sensitive data is always hidden.
  • Smart. The front camera detects the glances of strangers and automatically hides your sensitive data.

Discreet mode

Use this reliable method to protect your data

Activate Discrete Mode to hide sensitive data when necessary.
The easy solution for more security when sharing your screen or in public.

Discreet mode

1 - Open the menu

Log in to the BBVA App with your credentials and tap on the symbol with the three lines in the top-right corner to open the menu.

Discreet mode

2 - Choose your visibility

Choose Settings and then Discrete mode, to manage the visibility of your account balances and transactions.

Discreet mode

3 - Tap to activate

Tap on the eye symbol to activate discrete mode. To deactivate it, tap the icon again. Quick and easy!

To use Discreet Mode, you need to open a BBVA account

  • Free current account, forever. During the first 6 months you will receive 3% interest p. a. and 3% cashback.*
  • After this, a continuous variable interest rate is guaranteed for 5 years.
  • The interest is automatically credited to your current account every month.

Pay securely with the debit card of the future

  • No printed card number.
  • A dynamic CVV, which is created again for each transaction.
  • Personalized card management directly in the BBVA App.
  • Biometric recognition for maximum security.

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*Das Angebot setzt die erstmalige Eröffnung eines BBVA Girokontos voraus und gilt für die ersten 6 Monate nach Kontoeröffnung.

The annual interest rate is calculated on amounts up to a maximum of €500,000, with no minimum amount. Interest is calculated daily based on your account balance at the end of each day and credited monthly, minus applicable tax deductions.

For the first 6 months after you have opened your account, the gross interest rate is 3% p.a. After these first 6 months, the balance will bear interest at a rate of 25% of the ECB deposit facility rate for a period of 5 years starting on the date that the account is opened. The interest rate is adjusted quarterly. The calculation is based on the interest rate for the ECB deposit facility, which is determined on the day before the new quarter. The current ECB deposit facility rate is available at www.ecb.europa.eu. The bank will notify the customer of the current interest rate at the beginning of each quarter.

The interest rate is calculated based on the sum of the current account balance and the Sparbox, and is credited every month to the current account.

You can find further information at www.bbva.de/en/.

Open an account