Smart savings with BBVA

Saving has never been easier

  • Dein kostenloses Girokonto mit automatischer Verzinsung von 3,5% p. a.
  • Digital savings box with up to 5 savings goals included in your current account
  • Profitiere von 3,5% Cashback auf deine Einkäufe bis 350 € während der ersten 6 Monate mit der kostenlosen Debitkarte.

Profitiere von 3,5% Zinsen p. a. on your current account balance

  • You receive 3.5% interest p. a. for the first 6 months, on amounts up to €500,000. With a monthly credit directly into your account.
  • Thereafter, ongoing interest rate accrual with updates on the current rate every 3 months.
  • Your current account balance: earns interest effortlessly and automatically.

Put money aside in your savings account

  • Ein separater Bereich in deinem Girokonto mit der gleichen Verzinsung von 3,5% p. a.
  • You can access your balance at any time.
  • Set up to 5 savings goals with automatic savings rules to save money effortlessly.

Get even more from your money

3,5% Cashback mit der BBVA Debitkarte

Money back on your purchases, up to €350 per month, during the first 12 months with the physical or digital BBVA debit card.

Flexible fixed-term deposit: $[p/pro/spa/fixed deposit] interest p.a.

Invest between €500 and €1,000,000 for$[p/pro/spa/festgeldmonate]. Guaranteed return of 1% p.a. even if you cancel it early.
Save

BBVA App Up to €240 for your referrals

Invite your friends and receive a credit of up to €240. Your friends will receive a €40 credit when they make their first purchase with their BBVA debit card.
BBVA, your secure choice.

BBVA, your secure choice.

  • The global bank with 80 million customers customers worldwide and 165 years of history.
  • 100% digital banking with 24/7 personal customer service.
  • Current account with deposit protection up to €100,000 (EU-wide harmonized deposit protection system) and German IBAN.

Open your BBVA current account – free forever – and start saving today!

What are you waiting for? Try it out!

*Deutsche Bundesbank, Banking statistics (2024), Frankfurt am Main, Number of MFIs (Monetary Financial Institutions).

**This offer requires that a BBVA current account be opened for the first time starting on August 1, 2025 or later and is valid for the first 6 months after opening an account.

The annual interest rate is calculated on amounts up to a maximum of €500,000, with no minimum amount. Interest is calculated daily based on your account balance at the end of each day and credited monthly, minus applicable tax deductions.

In den ersten 6 Monaten nach der Kontoeröffnung beträgt der Bruttozinssatz 3,5% p. a. After these first 6 months, the balance will bear interest at a rate of 25% of the ECB deposit facility rate for a period of 5 years starting on the date that the account is opened. The interest rate is adjusted quarterly. It is currently 2.50% p.a. and will remain at this percentage until Juni 2026 bei 2,75% p. a. The calculation is based on the interest rate for the ECB deposit facility, which is determined on the day before the new quarter. You can view the ECB's current deposit facility rate at www.ecb.europa.eu. The bank will notify the customer of the current interest rate at the beginning of each quarter.

The interest rate is calculated based on the sum of the current account balance and the Sparbox, and is credited every month to the current account.

You can find further information at www.bbva.de/en/.

***The BBVA Cashback Offer requires that a BBVA current account be opened for the first time on August 1, 2025 or later and is valid for the first 6 months after the account is opened.

The cashback reward lasts for 6 months beginning with your first transaction with the debit card. The first transaction must be completed within 90 days of opening the account.

The reward applies to your online and offline debit card purchases for the first €350 in purchase value. This is the equivalent of a maximum monthly reward of €12.25.

The following are excluded from cashback: Fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

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