Free current account and debit card

Your free current account with 3.5% interest p.a. added to your balance

  • No hidden terms and conditions such as needing to pay in a paycheck or holding a minimum balance.
  • Your account with automatic, long-term interest rates.
  • Deine Debitkarte dauerhaft kostenlos mit attraktivem 3,5% Cashback auf deine Einkäufe.

Your BBVA current account benefits

Free current account, forever

Fee-free, and long-term. Ideal for your daily finances and savings.

Debit card

We will always be free and digital. Of course, you will also receive a physical card made from 100% recycled plastic.

3.5% interest p.a.

3.5% interest p.a. on your balance for the first 6 months, with monthly credit.

Cashback

3.5% cashback during the first 6 months on your online and offline purchases totaling up to €350. Credited directly to your current account each month.

How to benefit from ongoing interest

  • You will receive 3.5% interest p.a. for the first 6 months, on amounts up to €500,000. With a monthly credit directly into your account.
  • followed by ongoing interest with information about the current interest rate every 3 months.
  • We make everything easy for you. Your interest rate is calculated automatically.
10% extra cashback promotion for opening a BBVA account in Germany

Now get 10% extra cashback

  • Secure up to €50 extra cashback on your purchases in the first month with your physical or digital BBVA debit card.*
  • The amount is transferred directly to your account.

Your finances – smart and simple

Long-term current account interest

You will receive 3.5% interest p.a. for the first 6 months, then a variable interest rate for 5 years, with monthly credit directly in your account.**

Free current account, forever

With your BBVA current account you have everything you need for your daily finances, including a free debit card. Without conditions, such as a salary deposit.

Get even more from your money

With the BBVA Savings Box you automatically save at your own pace, with the same interest as your current account. Everything is deposited directly.
BBVA, your secure choice.

BBVA, your secure choice.

  • The global bank with 80 million customers customers worldwide and 165 years of history.
  • 100% digital banking with 24/7 personal customer service.
  • Current account with deposit protection up to €100,000 (EU-wide harmonized deposit protection system) and German IBAN.
Cashback on your purchases

Bis zu 73 € zurück auf deine Einkäufe

  • Make a purchase with your free physical and digital debit cards and receive 3.5% cashback during the first 6 months.
  • The cashback amount will be credited directly to your current account.
  • On purchases, up to €350 monthly, with no minimum purchase, made both online and in store.

Recommend BBVA and receive up to €240

  • Invite your friends and receive a credit of €30 for the first 8 friends that you refer, with the possibility to earn up to €240 in total. Those who were referred receive a €40 credit.
  • To receive your credit, your friends must make a purchase with their debit card within 90 days after opening their accounts.

Open your BBVA current account today!

Free forever. Try it out!