BBVA promotions and benefits

Sichere dir jetzt mit BBVA bis zu 313 €!

  • 3,5% Cashback auf deine Einkäufe mit der BBVA Debitkarte während der ersten 6 Monate.
  • Refer a friend and receive up €240 credit in your account when they join BBVA.

Get your money back now! 3.5% cashback from BBVA.

  • Erhalte jeden Monat 3,5% Cashback auf deine Einkäufe bis 350 € mit deiner BBVA Debitkarte, direkt auf dein Konto.
  • You will receive BBVA cashback on most of your purchases during the first 6 months, including online.
  • Up to €350 per month with no minimum purchases, both online and in store.

Everything you need in your current account

Free current account, forever

Fee-free, and it stays that way too. Ideal for your daily finances and savings.

Long-term interest rate

After the first 6 months you will a receive a variable interest rate for 5 years as well as information on the current interest rate every 3 months.

3.5% interest p.a.

3.5% interest p.a. on your balance for the first 6 months, with monthly credit.

Monthly interest credit

Automatic interest for balances totaling up to €500,000.With monthly credit and no conditions at all.

The debit card for you: flexible, secure, free

  • The BBVA debit card is included free of charge in your free forever current account.
  • Cashback on your purchases with the physical or digital card during the first 6 months.
  • Free cash withdrawals starting at €150 at all Mastercard ATMs within the EU.

Recommend BBVA and receive up to €240

  • Invite your friends and receive a total credit of €30 for the first 8 friends that you refer. In total you can earn up to €240. Those who were referred receive a €40 credit.
  • To receive your credit, your friends must make a purchase with their debit card within 90 days after opening their accounts.
BBVA, your secure choice.

BBVA, your secure choice.

  • The global bank with over 80 million customers worldwide and 165 years of history.
  • 100% digital banking with 24/7 personal customer service.
  • Current account with Deposit protection up to €100,000 (EU-wide harmonized deposit protection system) and German IBAN.

Our promotions are only available for a limited time. What are you waiting for?

*This offer requires that a BBVA current account be opened for the first time starting on August 1, 2025 or later and is valid for the first 6 months after opening an account. The annual interest rate is calculated on amounts up to a maximum of €500,000, with no minimum amount. Interest is calculated daily based on your account balance at the end of each day and credited monthly, minus applicable tax deductions.

interest rate advantage during the first 6 months: For the first 6 months after you have opened your account, the gross interest rate is 3.5% p.a.

interest after the first 6 months: Your interest rate after the end of the promotional offer (e.g. B. 3.5% p.a. for 6 months) depends on your average monthly balance and account usage: 

  • 1.50% p.a. for an average monthly balance under €10,000. 
  • 2.25% p.a. for an average monthly balance of €10,000 or more. 
  • 2.75% p.a. for a monthly income- or pension payment. 
  • 2.75% p.a. for monthly payments with your BBVA debit card totaling over €1,500.

The interest rates applicable after the first 6 months are updated quarterly. There is no guarantee that the current conditions will be maintained in the quarters to follow. Regardless, the interest rate is always at least 25% of the ECB's deposit rate. Only payments to the BBVA current account that are marked as income or pension payments with a corresponding transfer key (wage/salary or pension) are considered income or pension payments. Transfers from one's own account and transfers from private individuals are not taken into account. Every payment made with the BBVA debit card is considered a card transaction.

The following are excluded: fee-related BBVA debit card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

**Cashback promotion: The BBVA Cashback Offer requires that a BBVA current account be opened. It is valid for the first 6 months after this opening. 

3.5% cashback: The cashback reward lasts for 6 months beginning with your first transaction with the debit card. The first transaction must be completed within 90 days of opening the account.
The reward applies to your online and offline debit card purchases for the first €350 in purchase value. This is the equivalent of a maximum monthly reward of €12.25.

The following are excluded from cashback: Fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

More information at bbva.de.

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