DigitalBank

BBVA blickt auf 169 Jahre Bankerfahrung zurück, ist heute in mehr als 25 Ländern aktiv und zählt weltweit mehr als 84 Millionen Kund*innen.

Nevertheless, banking in Germany is thoroughly digital: From opening an account to making payments and saving, to managing your cards, you can easily do your banking via the BBVA App or online banking.

And what if you do occasionally need a human being? Get support from our German-speaking Customer Service team around the clock.

The strength and experience of an established bank combined with a digital banking experience that feels simple: This is the idea behind DigitalBank.

This kind of banking also means that your money can do more for you. That's why BBVA combines current account interest and cashback, without you having to satisfy complicated conditions.

For new customers, the following promotional interest rates apply during the first 6 months after opening an account: 3.75% interest p.a. on balances up to €200,000.

For balances over €200,000 and up to €500,000, a promotional interest rate of 2.5% p.a. applies.

Interest is calculated based on your balance and credited directly to your BBVA current account every month.

This way your money can work for you while you take care of the things that are more important to you.

BBVA also keeps things simple when it comes to making purchases: With your BBVA debit card, you will receive 3.75% on eligible purchases during the first 6 months, up to a purchase value totaling €400 per month.

That means that Up to €15.00 cashback per month and up to €90 within 6 months.

And with BBVA, cashback actually means getting money back, not points or vouchers. Your cashback will be credited directly to your BBVA current account.

You simply pay as usual with your physical or digital BBVA debit card – online or in store – and automatically receive back a portion of the money you spent.

Certain transactions are excluded from the cashback promotion. These include payments related to financial services and banks, cryptocurrencies, gambling and betting, debt collection services and cash withdrawals.*

Interest and cashback are just a part of what DigitalBank means for you.

With your BBVA current account, you get a free-forever current account that includes a debit card and many features for your daily banking: Instant transfers, contactless payments, smart banking tools and security features directly in the App.

This includes, for example, cards without printed card data, a dynamic CVV for online payments, and the ability to temporarily switch individual card features on and off directly in the App.

Saving money can also be integrated directly into your everyday life: With the digital Savings Box, you can set savings goals and use automatic savings rules.

A digital bank doesn't have to mean foregoing personal service.

That's why at BBVA you reach real people when you need support, whether it's by phone, via chat in the App or through your online banking. Our German-speaking Customer Service team is available to you by phone around the clock.

BBVA combines digital simplicity with personal support.

169 years of experience and the flow of a digital bank. It is exactly these two worlds that BBVA brings together.

And with our current offer, you get even more for your money during the first 6 months: 3.75% interest p.a. on your balance of up to €200,000 and 3.75% cashback on monthly purchases totaling up to €400.

This is what it's like to bank with BBVA.