- Interest rate during the first 6 months:
3.5% p.a. for balances up to €200,000 during the first 6 months after you have opened an account; for balances ranging from over €200,000 up to €500,000, a rate of 2.25% p.a. applies; 0% applies when they exceed that range. Afterward, a variable interest rate applies according to the applicable terms and conditions that are currently in effect. Right now it is 2.25% p.a. You can view further details at bbva.de. - Cashback: During the first 6 months, the cashback rate for online and offline purchases with the debit card is 3.5% and applies to the first €350 in purchase value. The cashback amount will be credited to your BBVA current account on a monthly basis. The offer begins with the first transaction you make using the debit card. The first transaction must be completed within 90 days of opening the account. The following are excluded from cashback: Fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.