For the first 6 months after opening the current account and for up to 5 years afterward, your balance of up to €500,000 will have a variable interest rate. Interest is calculated daily based on your account balance at the end of each day and credited monthly, minus applicable tax deductions. The interest rate is adjusted on a quarterly basis. The variable interest rate is at least 25% of the interest rate for the ECB deposit facility. More

You can find more details here.

The variable follow-up interest rate can be increased to the current 3% p.a. if you meet one of the following conditions on a monthly basis:

• Your payroll or pension is deposited into your BBVA account or
• You make monthly transactions with your BBVA cards totaling at least €1,500.

The requirements are automatically reviewed every month.