Now you can easily withdraw and deposit cash while shopping

With the Cash via App feature, you now also have the option of depositing cash into your account. This complements the existing feature that allows you to withdraw cash without any minimum purchase.

Both features use a barcode that you create in your BBVA app and have scanned at checkout.

1. Open the BBVA App and enter the desired deposit amount.
2. Generate your barcode.
3. Show the barcode at checkout at a participating partner – such as REWE, Penny, dm, Rossmann, and many more.
4. Your cash will be immediately credited to your BBVA account.

• At around 12,000 participating supermarkets and retailers in Germany: Aldi, Lidl, Edeka, Rewe, Kaufland, Netto Marken-Discount, Penny, Rossmann, dm, and Müller
• Free of charge during the introductory phase, until January 31, 2026. The deposit fee of 1.4% will only apply starting on February 1, 2026.
• No minimum purchase required - just go directly to the checkout at the participating retail partner.

"As a digital bank, we rely on smart partnerships in order to offer our customers maximum flexibility when it comes to cash." Together with Paysafe, we are creating a modern and convenient way to integrate cash into digital banking – seamlessly and for everyday use.”

– Luis Fiestas de Fuentes, Head of Digital Banking at BBVA Germany

For this solution we are working with Paysafe, a leading payment platform. Paysafe also sees the increased collaboration with us as an important step:

"The integration of our barcode solution into the BBVA App enables simple, secure and convenient cash withdrawals and deposits right where people shop," explains Bob Legters, Chief Product Officer at Paysafe. "The addition of the deposit feature makes BBVA customers even more independent from traditional bank branches."

In addition to the deposit and withdrawal feature with Cash via App, BBVA offers you the following options for using cash flexibly:

1. Cash withdrawals at ATMs

• Fee-free cash withdrawals  at all Mastercard ATMs in Germany and the Eurozone starting at €150
• For withdrawals under €150 or in foreign currency, a fee of €2 per withdrawal applies (additional operator fees may apply)
• You can also withdraw cash free of charge at around 4,500 BBVA ATMs in Spain.
• Use your free debit card at 49,750 ATMs in Germany

2. Withdraw cash at checkout using your BBVA debit card

• Withdraw cash when paying at checkout. The prerequisite is a minimum purchase (between €5 and €20 depending on the partner).
• Simply state the desired amount, enter your PIN and the cash will be paid out during your purchase.
• As usual, the amount will be debited from your current account and shown on your receipt.

Whether shopping or on the go, with these services and the new deposit function you have maximum flexibility.