An overdraft facility is a short-term credit line that banks approve on current accounts to allow overdrafts up to a certain amount.
Overdraft facility
Remain solvent with an overdraft facility
- Use your personal overdraft limit if you need it.
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Easy access if you run into financial difficulties.
- You can apply directly 100% online when opening the account.
Take advantage of the overdraft facility
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No activation or cancellation fees
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Interest payment only made when the approved overdraft is used
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Settle it with your next incoming payment
Open your free forever current account and use your overdraft facility
- The current account and debit card have no fees or conditions.
- Transactions starting at €0 and 100% online.
- Opening an account takes just a few minutes.
The overdraft facility is an option available with the current account
- Based on the information you provide us when opening your account, we will decide upon your credit limit (max. €500).
- To use your personal overdraft facility, simply activate the overdraft facility via the BBVA app. You can deactivate it again at any time.
Please note that access to the overdraft facility is always subject to the bank's prior approval based on your creditworthiness.*
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