Use your BBVA debit card with PayPal: How it works

Many online shops in Germany offer PayPal as a payment option. The service is one of the most frequently used digital payment methods and is supported by numerous merchants.

PayPal is an online payment method that was founded in 1998 and is available internationally. Users can create a PayPal account with an email address and link it to a bank account or card. This enables online transactions and money transfers between private individuals to be carried out. All features, terns and conditions, and services are determined by the provider themselves and can be viewed at any time on the official PayPal website.

PayPal accepts most important international cards, such as Visa and Mastercard.

The BBVA debit card is a Mastercard (debit card), so it can be easily linked to PayPal.

Here's how to link your card to your PayPal account:

In the browser:

1. Open your PayPal Wallet.
2. Click on "Add debit or credit card."
3. Follow the instructions to enter your card details.

In the PayPal App:

1. Tap the wallet icon.
2. Tap on the "+" next to "Bank accounts and cards."
3. Select "Debit and credit cards."
4. Enter your card details.

If you register your BBVA debit card with an external payment service such as PayPal, the benefits of your card will still apply. This includes the BBVA cashback programs that are currently valid and the option to finance payments retroactively via Pay&Plan.

3% cashback on your purchases

If you pay with your BBVA debit card, whether in stores, online shops or via an external payment service, you will receive 3% cashback on purchases (up to €350 per month) within the first 6 months after opening your BBVA current account. The cashback will be credited directly to your current account on a monthly basis.

Using Pay&Plan in the BBVA App, purchases made with your BBVA debit card can be retroactively divided into monthly installments.
Unlike traditional “buy now, pay later” offers, with BBVA's Pay&Plan, you initially pay for your purchase yourself. Then you can decide on installment payments later on if you want more financial flexibility.

For example, let's say you have just booked a trip or bought a new laptop and paid for it immediately to get the best price. Two months later, you realize that you have other purchases coming up. With Pay&Plan you can get the purchase price back and then pay in installments – entirely at your own pace and in a way that suits your financial plan.

Please note that the following rules apply to Pay&Plan:

• To use Pay&Plan, you must have a BBVA current account.
• You can convert payments into installments starting from a minimum amount of €50. You can also combine up to 5 purchases.
• Pay&Plan applies to purchases with the BBVA debit card at physical and digital retailers, including money spent on accommodation and meals.
• Installment payments are possible for purchases made during the last 90 days, provided that they appear marked as "Payable in installments" in your account transactions.
• Excluded are cash withdrawals, payments to banks or financial service providers, cryptocurrencies, and gambling/betting.
• The bank reserves the right to decide, at its sole discretion, whether it will offer you the option to pay in installments for a specific purchase made with Pay&Plan. They base this decision on your creditworthiness.
  

The BBVA debit card can be quickly and easily linked to PayPal, and you'll continue to benefit from using it. This makes online shopping not only convenient, but rewarding too.