Smart savings with BBVA

Saving has never been easier

  • Your free current account with automatic accrual of 3% p.a. interest rate
  • Digital savings box with up to 5 savings goals included in your current account
  • Profitiere von 3% Cashback auf deine Einkäufe bis 350 € während der ersten 6 Monate mit der kostenlosen Debitkarte.

Earn 3% interest p.a. on your current account balance

  • You will receive 3% interest p.a. für die ersten 6 Monate, für Beträge bis zu 500.000 €. With a monthly credit directly into your account.
  • Thereafter, ongoing interest rate accrual with updates on the current rate every 3 months.
  • Your current account balance: earns interest effortlessly and automatically.

 

Put money aside in your savings account

  • A dedicated area within your current account earning the same 3% p.a. interest rate
  • You can access your balance at any time.
  • Set up to 5 savings goals with automatic savings rules to save money effortlessly.

 

Get even more from your money

3% cashback with the BBVA debit card

Geld zurück auf deine Einkäufe bis 350 € monatlich, mit der physischen oder digitalen Karte in den ersten 6 Monaten.

Flexible fixed-term deposit: 2% interest p.a.

Invest between €500 and €1,000,000 for 24 months. Guaranteed return of 1% p.a. even if you cancel it early.

Save

BBVA App Up to €240 for your referrals

Invite your friends and receive a credit of up to €240. Your friends will enjoy a €20 credit when they make their first purchase with their BBVA debit card.

BBVA, your secure choice.

  • The global bank with more than 77 million customers worldwide and 165 years of history.
  • 100% digital banking with 24/7 personal customer service.
  • Current account with Deposit protection up to €100,000 (EU-wide harmonized deposit protection system) and German IBAN.

 

Open your BBVA current account – free forever – and start saving today!

What are you waiting for? Try it out!

*Deutsche Bundesbank, Banking statistics (2024), Frankfurt am Main, Number of MFIs (Monetary Financial Institutions).

**There is a fee of €2 for cash withdrawals under €150 or in foreign currencies. Additional fees may apply for cash withdrawals at ATMs not operated by Mastercard.

***Das Angebot setzt die erstmalige Eröffnung eines BBVA Girokontos ab dem 01.08.2025 voraus und gilt für die ersten 6 Monate nach Kontoeröffnung.

The annual interest rate is calculated on amounts up to a maximum of €500,000, with no minimum amount. Interest is calculated daily based on your account balance at the end of each day and credited monthly, minus applicable tax deductions.

For the first 6 months after you have opened your account, the gross interest rate is 3% p.a. Nach diesen ersten 6 Monaten wird für eine Frist von 5 Jahren ab Kontoeröffnung eine Verzinsung gewährt, deren Bruttosatz nie mehr als 25 Prozentpunkte unter dem Einlagefazilitätssatz der EZB liegen kann. You can view the ECB's current deposit facility rate at www.ecb.europa.eu. The bank will notify the customer of the current interest rate at the beginning of each quarter.

The interest rate is calculated based on the sum of the current account balance and the Sparbox, and is credited every month to the current account.

You can find further information at www.bbva.de/en/.

****Das BBVA Cashback-Angebot setzt die erstmalige Eröffnung eines BBVA Girokontos ab dem 01.08.2025 voraus und läuft für 6 Monate ab Kontoeröffnung.

The cashback reward lasts for 6 months beginning with your first transaction with the debit card. The first transaction must be completed within 90 days of opening the account.

The reward applies to your online and offline debit card purchases for the first €350 in purchase value. This is the equivalent of a maximum monthly reward of €10.50.

The following are excluded from cashback: charges from financial institutions or banks, cryptocurrencies, arcades or betting shops, payments to debt collection agencies, cash withdrawals from ATMs, fees from financial institutions (PayPal etc.).

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