My Trips

Travel without fees and with 3.5% cashback

  • No foreign currency surcharge when paying in a foreign currency, even on weekends.
  • Free cash withdrawals in the eurozone starting at €150.
  • 3.5% real cashback with your free debit card.

Also, with My Trips you can organize your travel budget and always keep track of your purchases.

More freedom when traveling

  • No foreign currency surcharge

    Pay worldwide in the local currency without extra fees, even on weekends.

  • 3.5% cashback for 6 months

    Starting at €150 within the eurozone, and with no minimum amount at all BBVA ATMS in Spain and all Garanti BBVA ATMs in Türkiye.

  • Follow-up interest rate is currently 2.25% p.a.

    Free-forever current account with 3.5% interest p.a.** and 3.5% cashback*** during the first 6 months.

  • Have total control with the BBVA App

    Keep track of all your purchases and cards whenever you need to in the BBVA App. BBVA and its app have already received several awards.

Organize your trips with My Trips

Keep an eye on your budget

Set a budget for your trip and monitor your purchases at all times.

Convert your purchases in no time

Calculate the exchange rate in the local currency while on the go.

Maximum control over your card

Activate and deactivate your debit card or change the spending limits as often as you like.

Stay well-informed while traveling and keep your banking secure

Get useful tips for safe travel.

Save and earn for your vacation

  • Up to €313 for you

    Receive up to €73 cashback with your BBVA debit card and earn an additional €240 by inviting your friends through the “Refer a Friend” program.

  • Digital Savings Box

    Create savings goals for your travels and activate automatic rules to set aside money. Your savings are available at any time.

Solutions for every moment of your trip

  • 24/7 customer service

    You are never alone, even when you are far from home. A dedicated team supports you in German around the clock, 7 days a week – no matter where your journey takes you.

  • The right card for every purchase

    Whether it's a quick coffee with the debit card or a hotel booking with the credit card, you always have the right payment option with you. Worldwide, flexible and secure.

  • State-of-the-art technology for your security

    Security is crucial, especially when traveling. Using intelligent features to protect your money and data provides you with greater security, no matter where you are.

  • Top up your account, no matter where you are

    If you need to make unexpected purchases during your vacation, Easily top up your BBVA account with another bank card and keep on relaxing during your trip.

  • travel insurance

    Choose BBVA travel insurance and secure exclusive benefits throughout your entire trip – from a 5% refund on your purchases to free cash withdrawals at any ATM.

Are you ready for your next trip?

Open a BBVA current account and travel without any worries!

*Cash can be withdrawn at all ATMs that accept Mastercard. BBVA does not charge any fees for withdrawals of €150 or more within the eurozone. For withdrawals under €150 within the eurozone, BBVA charges a fee of €2. Fee-free withdrawals with no minimum amount at all BBVA ATMS in Spain and all Garanti BBVA ATMs in Turkey.

The fee is also €2 for withdrawals outside the eurozone. The currency exchange for withdrawals and purchases is fee-free; BBVA applies the official exchange rate without any markup.

Additional fees from the bank operating the ATM may apply.

**This offer requires that a BBVA current account be opened for the first time on July 1, 2026 or later and is valid for the first 6 months after opening an account. The gross interest rate is 3.5% p.a. for balances up to €200,000, with no minimum amount. For balances above €200,000 and up to €500,000, the gross interest rate is 2.25% p.a.; Balances exceeding €500,000 do not accrue interest.

Interest is calculated daily based on your account balance at the end of each day and is credited monthly.

interest after the first 6 months: After the promotional period has ended, a variable gross interest rate will apply to balances up to €500,000. Currently, this is 2.25% p.a. without further requirements or 2.75% p.a. for monthly payroll or pension payments to the BBVA current account or for monthly payments with your BBVA debit card and/or BBVA credit card(s) totaling €1,500 or more.

Balances exceeding €500,000 do not accrue interest. Interest rates are reviewed quarterly and may be adjusted. Regardless, the interest rate is always at least 25% of the ECB's applicable interest rate for its deposit facility.

Only transfers marked accordingly are regarded as payroll or pension payments; Transfers from one's own account and transfers from private individuals are not taken into account.

More information at bbva.de.

The following are excluded: fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

***The BBVA cashback offer requires that a BBVA current account be opened and is valid for the first 6 months after making the first card payment. To receive cashback, you must make your first payment with the BBVA debit card within 90 days of opening your account.

With the BBVA debit card you receive 3.5% cashback on online and offline purchases totaling up to €350 in purchase value. This means that you can receive €73 cashback in 6 months. The maximum cashback payment is €12.25 per month.

No cashback is awarded for payments related to financial services and banks, cryptocurrencies, gambling and betting, debt collection services and cash withdrawals.

More information at bbva.de.