My Trips

Worry-free vacations with My Trips

  • Plan your trips smarter: Manage your travel expenses conveniently and effectively.
  • Pay in foreign currency, without any transaction fees.
  • Includes helpful travel tips and currency rates.

Experience the benefits

  • Set your travel budget and check your expenses whenever you want.
  • Keep track of your purchases per category and discover exciting savings opportunities during your travels.
  • Follow our travel tips on topics such as safety and vaccinations.

 

The debit card for everything: flexible, secure, and accessible

  • Free cash withdrawals starting at €150 at all Mastercard ATMs within the EU.
  • Simple card management directly via the BBVA App.
  • Pay securely with your card, without a printed number and with a dynamic CVV.

 

My Trips

Thinking about vacationing in Spain?

Withdraw for free anywhere in Spain at approximately 4,500 BBVA ATMs, free of charge, and with no minimum amount.

Everything you need in your current account

Free current account, forever

Fee-free, and it stays that way too. Ideal for your daily finances and savings.

Long-term interest rate

After the first 6 months you will a receive a variable interest rate for 5 years as well as information on the current interest rate every 3 months.

3% interest p.a.

3% interest p.a. on your balance for the first 6 months, with monthly credit.

Monthly interest credit

Automatic interest for balances totaling up to €500,000.With monthly credit and no conditions at all.

Your dream vacation without fees – start your adventure now!

*Deutsche Bundesbank, Banking statistics (2024), Frankfurt am Main, Number of MFIs (Monetary Financial Institutions).

**There is a fee of €2 for cash withdrawals under €150 or in foreign currencies. Additional fees may apply for cash withdrawals at ATMs not operated by Mastercard.

***This offer requires that a BBVA current account be opened for the first time starting on August 1, 2025 or later and is valid for the first 6 months after opening an account.

The annual interest rate is calculated on amounts up to a maximum of €500,000, with no minimum amount. Interest is calculated daily based on your account balance at the end of each day and credited monthly, minus applicable tax deductions.

For the first 6 months after you have opened your account, the gross interest rate is 3% p.a. After these first 6 months, the balance will bear interest at a rate of 25% of the ECB deposit facility rate for a period of 5 years starting on the date that the account is opened. The interest rate is adjusted quarterly. The calculation is based on the interest rate for the ECB deposit facility, which is determined on the day before the new quarter. The current ECB deposit facility rate can be viewed at www.ecb.europa.eu. The bank will notify the customer of the current interest rate at the beginning of each quarter.

The interest rate is calculated based on the sum of the current account balance and the Sparbox, and is credited every month to the current account.

Further information is available at www.bbva.de/en/.

****The BBVA Cashback Offer requires that a BBVA current account be opened for the first time on August 1, 2025 or later and is valid for the first 6 months after the account is opened.

The cashback reward lasts for 6 months beginning with your first transaction with the debit card. The first transaction must be completed within 90 days of opening the account.

The reward applies to your online and offline debit card purchases for the first €350 in purchase value. This is the equivalent of a maximum monthly reward of €10.50.

The following are excluded from cashback: charges from financial institutions or banks, cryptocurrencies, arcades or betting shops, payments to debt collection agencies, cash withdrawals from ATMs, fees from financial institutions (PayPal etc.).

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