My Trips

Travel without fees and with 3.75% cashback

  • No foreign currency surcharge when paying in a foreign currency, even on weekends.
  • Free cash withdrawals in the eurozone starting at €150.
  • 3,75 % Cashback in den ersten 6 Monaten mit deiner kostenlosen Debitkarte.

Also, with My Trips you can organize your travel budget and always keep track of your purchases.

A BBVA current account that allows you to quickly make multiple transactions

  • Free-forever current account and debit card
  • 3.75% interest p.a. and cashback for the first 6 months.
  • After that: long-term variable interest rate, which is currently 2.5% p.a.

More freedom when traveling

  • No foreign currency surcharge

    Pay worldwide in the local currency without additional fees, even on weekends.

  • Withdraw money for free

    Starting at €150 in the eurozone, Sowie ohne Mindestbetrag an allen BBVA Automaten in Spanien.

  • Interest and cashback even while you're traveling

    Free-forever current account with 3.75% interest p.a. and 3.75% cashback during the first 6 months.

  • Have total control with the BBVA App

    Keep track of all your purchases and cards whenever you need to in the BBVA App. BBVA and its app have already received multiple awards. 

BBVA My Trips

Organize your vacation with My Trips

Plane Reisebudgets, überwache Ausgaben in Echtzeit, rechne Beträge in lokale Währungen um, verwalte deine Karte und erhalte Tipps, um informierter und sicherer zu reisen. All of this is possible in the BBVA App.

Save and earn for your vacation

  • Up to €330 for you

    Erhalte bis zu 90 € Cashback in den ersten 6 Monaten mit deiner BBVA Debitkarte und verdiene bis zu 240 €, indem du deine Freunde wirbst.

  • Digital Savings Box

    Create savings goals for your travels and activate automatic rules to set aside money. Your savings are available at any time.

Are you ready for your next trip?

Open a BBVA current account and travel without any worries!

Legal notice
*This offer requires that a BBVA current account be opened for the first time on September 15, 2026 or later and is valid for the first 6 months after the account is opened. The gross interest rate is 3.75% p.a. for balances up to €200,000, with no minimum amount. For balances above €200,000 and up to €500,000, the gross interest rate is 2.5% p.a.; Balances exceeding €500,000 do not accrue interest. Interest is calculated daily based on your account balance at the end of each day and is credited monthly.

interest after the first 6 months: After the promotional period has ended, a variable gross interest rate will apply to balances up to €500,000. Currently, this is 2.5% p.a. without further requirements or 3% p.a. for monthly payroll or pension payments to the BBVA current account or for monthly payments with your BBVA debit card and/or BBVA credit card totaling over €1,500. 

Balances exceeding €500,000 do not accrue interest. Interest rates are reviewed quarterly and may be adjusted. Regardless, the interest rate is always at least 25% of the ECB's applicable interest rate for its deposit facility. 

Only transfers marked accordingly are regarded as payroll or pension payments; Transfers from one's own account and transfers from private individuals are not taken into account. 

The following are excluded: fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

**The BBVA cashback offer requires that a BBVA current account be opened and is valid for the first 6 months after making the first card payment. To receive cashback, you must make your first payment with the BBVA debit card within 90 days of opening your account.

With the BBVA debit card you receive 3.75% cashback on online and offline purchases totaling up to €400 in purchase value. This means that up to €90 cashback can be credited within 6 months. The maximum cashback payment is €15.00 per month.

No cashback is awarded for payments related to financial services and banks, cryptocurrencies, gambling and betting, debt collection services and cash withdrawals.

More information at bbva.de.