My Trips

Travel without fees and with 3.5% cashback

  • No foreign currency surcharge when paying in a foreign currency, even on weekends.
  • Free cash withdrawals in the eurozone starting at €150.
  • 3.5% real cashback with your free debit card.

Also, with My Trips you can organize your travel budget and always keep track of your purchases.

More freedom when traveling

  • No foreign currency surcharge

    Pay worldwide in the local currency without extra fees, even on weekends.

  • 3.5% cashback for 6 months

    Starting at €150 within the eurozone, and with no minimum amount at all BBVA ATMS in Spain and all Garanti BBVA ATMs in Türkiye.

  • Follow-up interest rate is currently 2.25% p.a.

    Free-forever current account with 3.5% interest p.a.** and 3.5% cashback*** during the first 6 months.

  • Have total control with the BBVA App

    Keep track of all your purchases and cards whenever you need to in the BBVA App. BBVA and its app have already received several awards.

BBVA My Trips

Organize your vacation with My Trips

Plan travel budgets, monitor expenses in real time, convert amounts into local currencies, manage your card and get tips for making more informed and safer travel decisions. All of this is possible in the BBVA App.

Save and earn for your vacation

  • Up to €313 for you

    Receive up to €73 cashback with your BBVA debit card and earn an additional €240 by inviting your friends through the “Refer a Friend” program.

  • Digital Savings Box

    Create savings goals for your travels and activate automatic rules to set aside money. Your savings are available at any time.

Are you ready for your next trip?

Open a BBVA current account and travel without any worries!

*Cash can be withdrawn at all ATMs that accept Mastercard. BBVA does not charge any fees for withdrawals of €150 or more within the eurozone. For withdrawals under €150 within the eurozone, BBVA charges a fee of €2. Fee-free withdrawals with no minimum amount at all BBVA ATMS in Spain and all Garanti BBVA ATMs in Turkey.

The fee is also €2 for withdrawals outside the eurozone. The currency exchange for withdrawals and purchases is fee-free; BBVA applies the official exchange rate without any markup.

Additional fees from the bank operating the ATM may apply.

**This offer requires that a BBVA current account be opened and is valid for the first 6 months after opening an account.

The annual interest rate is calculated on amounts up to a maximum of €500,000, with no minimum amount. Interest is calculated daily based on your account balance at the end of each day and credited monthly, minus applicable tax deductions.

For the first 6 months after you have opened your account, the gross interest rate is 3.5% p.a. After these first 6 months, the balance will bear interest at a rate of 25% of the ECB deposit facility rate for a period of 5 years starting on the date that the account is opened. The interest rate is adjusted quarterly. The calculation is based on the interest rate for the ECB deposit facility, which is determined on the day before the new quarter. The current ECB deposit facility rate can be viewed at www.ecb.europa.eu. The bank will notify the customer of the current interest rate at the beginning of each quarter.

The interest rate is calculated based on the sum of the current account balance and the Sparbox, and is credited every month to the current account.

Further information is available at www.bbva.de/en/.

***The BBVA Cashback Offer requires that a BBVA current account be opened for the first time on August 1, 2025 or later and is valid for the first 6 months after the account is opened.

The cashback reward lasts for 6 months beginning with your first transaction with the debit card. The first transaction must be completed within 90 days of opening the account.

The reward applies to your online and offline debit card purchases for the first €350 in purchase value. This is the equivalent of a maximum monthly reward of €12.25.

The following are excluded from cashback: Fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

***The BBVA cashback offer requires that a BBVA current account be opened and is valid for the first 6 months after making the first card payment. To receive cashback, you must make your first payment with the BBVA debit card within 90 days of opening your account.

With the BBVA debit card you receive 3.5% cashback on online and offline purchases totaling up to €350 in purchase value. This means that you can receive €73 cashback in 6 months. The maximum cashback payment is €12.25 per month.

No cashback is awarded for payments related to financial services and banks, cryptocurrencies, gambling and betting, debt collection services and cash withdrawals.

More information at bbva.de.