Hassle-free cash

Cash to go made easy

  • Wherever it says Mastercard, you can get cash - throughout the world.
  • No ATM in site? Not a problem – simply get cash at the checkout.

Withdraw money from Mastercard ATMs worldwide

Deutsche IBAN und Einlagensicherung

Für dein BBVA Konto gibt es eine deutsche IBAN sowie eine Einlagensicherung bis zu einer Höhe von 100.000 € pro Kunde.

Access cash worldwide

€2 fee per foreign currency withdrawal, or for amounts under €150. Additional fees from the bank operating the ATM may apply.*

Gebührenfrei abheben ab 150 € an allen Mastercard-Automaten in Deutschland

Hebe Bargeld ganz ohne Gebühren ab 150 € an allen Mastercard-Automaten in Deutschland ab

Using your physical and digital debit cards

With your physical debit card at all participating ATMs, and with your digital debit cart at ATMs with NFC.

Thinking about vacationing in Spain? Cash without fees!

  • No fees: Withdraw cash at no extra cost.
  • A large ATM network: At approx. 4,500 BBVA ATMs throughout Spain.
  • No minimum amount: You can withdraw exactly as much as you need.

Get cash with Mastercard for Withdraw cash at checkout, quickly and free of charge,

using your physical or digital debit card.
  • Valid at retail partners who have the Mastercard symbol displayed at the entrance.
  • Simply state the cash amount you would like to withdraw at the checkout. You can withdraw up to €300 daily, with no fees.
  • Requirement: a minimum in-store purchase between €5 and €20.

Mastercard: Partners

Cash via App: Payout via barcode at checkout

  • Quickly, and with no minimum purchase.
  • Simply, using a barcode via the BBVA App.
  • Flexibly, at approximately 12,000 German retail partners.  

Cash via App: Partners

BBVA. Better safe than sorry.

BBVA. Better safe than sorry.

  • Deine globale Bank mit über 80 Mio. customers worldwide and 165 years of history.
  • 100% digital banking and dedicated 24/7 customer service.
  • Current account with deposit protection up to €100,000 (EU-wide harmonized deposit protection system) and German IBAN.

Das beste Girokonto für dein tägliches Banking

Free. Really. Always.

Fee-free, and it stays that way too. Ideal for your daily finances and savings.

Interest that lasts.

After the first 6 months you will a receive a variable interest rate for 5 years as well as information on the current interest rate every 3 months.

3,5% aufs Guthaben. Just like that.

3.5% interest p.a. auf dein Kontoguthaben für die ersten 6 Monate, mit monatlicher Gutschrift.**

Credit? Automatically credited.

Automatic interest for balances totaling up to €500,000.With monthly credit and no conditions at all.

Thinking of opening a BBVA account? Über 80 Mio. say you should. What about you?

Open your BBVA current account in just a few minutes, top it up and get started immediately.

*Cash can be withdrawn at all ATMs that accept Mastercard. BBVA does not charge any fees for withdrawals of €150 or more within the eurozone. For withdrawals under €150 within the eurozone, BBVA charges a fee of €2. Fee-free withdrawals with no minimum amount at all BBVA ATMS in Spain and all Garanti BBVA ATMs in Turkey.

The fee is also €2 for withdrawals outside the eurozone. The currency exchange for withdrawals and purchases is fee-free; BBVA applies the official exchange rate without any markup.

Additional fees from the bank operating the ATM may apply.

*This offer requires that a BBVA current account be opened for the first time starting on July 1, 2026 or later and is valid for the first 6 months after opening an account. The gross interest rate is 3.5% p.a. for balances up to €200,000, with no minimum amount. For balances above €200,000 and up to €500,000, the gross interest rate is 2.25% p.a.; Balances exceeding €500,000 do not accrue interest.

Interest is calculated daily based on your account balance at the end of each day and is credited monthly.

interest after the first 6 months: After the promotional period has ended, a variable gross interest rate will apply to balances up to €500,000. Currently, this is 2.25% p.a. without further requirements or 2.75% p.a. for monthly payroll or pension payments to the BBVA current account or for monthly payments with your BBVA debit card and/or BBVA credit card(s) totaling €1,500 or more.

Balances exceeding €500,000 do not accrue interest. Interest rates are reviewed quarterly and may be adjusted. Regardless, the interest rate is always at least 25% of the ECB's applicable interest rate for its deposit facility.

Only transfers marked accordingly are regarded as payroll or pension payments; Transfers from one's own account and transfers from private individuals are not taken into account.

More information at bbva.de.

The following are excluded: fee-related BBVA card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.