Hassle-free cash

Easily withdraw cash whenever you need it,

  • Withdraw cash at all ATMs with the Mastercard symbol, in Germany, the EU and worldwide.
  • Get cash at the checkout in German supermarkets and retail stores.

Withdraw money from Mastercard ATMs worldwide

Deutsche IBAN und Einlagensicherung

Für dein BBVA Konto gibt es eine deutsche IBAN sowie eine Einlagensicherung bis zu einer Höhe von 100.000 € pro Kunde.

Access cash worldwide

€2 fee per foreign currency withdrawal, or for amounts under €150. Additional fees from the bank operating the ATM may apply.*

Gebührenfrei abheben ab 150 € an allen Mastercard-Automaten in Deutschland

Hebe Bargeld ganz ohne Gebühren ab 150 € an allen Mastercard-Automaten in Deutschland ab

Using your physical and digital debit cards

With your physical debit card at all participating ATMs, and with your digital debit cart at ATMs with NFC.

Going on a trip

Relaxed travel during the summer

Pay worldwide with your debit and credit card without foreign currency surcharges, even on weekends. Withdraw cash free of charge in the eurozone starting from €150. In Spain and in Türkiye you can even withdraw cash for free with no minimum amount: This is valid at all BBVA and Garanti BBVA ATMs.
BBVA, your secure choice.

BBVA, your secure choice.

  • The global bank with over 80 million customers worldwide and 165 years of history.
  • 100% digital banking with 24/7 personal customer service.
  • Current account with Deposit protection up to €100,000 (EU-wide harmonized deposit protection system) and German IBAN.

Open your BBVA current account in just a few minutes, top it up and use it immediately.

Cash with Mastercard

using your physical or digital debit card.

  • Valid at retail partners who have the Mastercard symbol displayed at the entrance.
  • Simply state the cash amount you would like to withdraw at the checkout. You can withdraw up to €300 daily, with no fees.
  • Requirement: a minimum in-store purchase between €5 and €20.

Cash via App: Payout via barcode at checkout

  • Quickly, and with no minimum purchase.
  • Simply, using a barcode via the BBVA App.
  • Flexibly, at approximately 12,000 German retail partners.  

*Cash can be withdrawn at all ATMs that accept Mastercard. BBVA does not charge any fees for withdrawals of €150 or more within the eurozone. For withdrawals under €150 within the eurozone, BBVA charges a fee of €2. Fee-free withdrawals with no minimum amount at all BBVA ATMS in Spain and all Garanti BBVA ATMs in Turkey.

The fee is also €2 for withdrawals outside the eurozone. The currency exchange for withdrawals and purchases is fee-free; BBVA applies the official exchange rate without any markup.

Additional fees from the bank operating the ATM may apply.