Hassle-free cash

Easily withdraw cash whenever you need it,

  • Withdraw cash at all ATMs with the Mastercard symbol, in Germany, the EU and worldwide.
  • Get cash at the checkout in German supermarkets and retail stores.

Withdraw money from Mastercard ATMs worldwide

German IBAN and deposit protection

Your BBVA account comes with a German IBAN and deposit protection up to €100,000 per customer.

Access cash worldwide

€2 fee per foreign currency withdrawal, or for amounts under €150. Additional fees from the bank operating the ATM may apply.*

Fee-free cash withdrawals at all Mastercard ATMs in Germany starting at €150

Withdraw cash completely free of charge at all Mastercard ATMs in Germany starting at €150

Using your physical and digital debit cards

With your physical debit card at all participating ATMs, and with your digital debit cart at ATMs with NFC.

Going on a trip

Fee-free worldwide when you use your BBVA cards

Withdraw cash free of charge in the euro area starting at €150 and pay worldwide without any foreign currency surcharge – even on weekends. In Spain and Turkey, you can even withdraw cash free of charge with no minimum amount. This is valid at all BBVA and BBVA Garanti ATMs.
BBVA, your secure choice.

We are a secure bank

  • The global bank with over 82 million customers worldwide and 169 years of history. customers worldwide and 169 years of history.
  • 100% digital banking with 24/7 personal customer service.
  • Current account with German IBAN and deposit protection up to €100,000.
  • Received multiple awards and positive press for our current account, such as a rating of “Very good” from Handelsblatt.

Open your BBVA current account in just a few minutes, top it up and use it immediately.

Cash with Mastercard

using your physical or digital debit card.

  • Valid at retail partners that have the Mastercard symbol displayed at their entrance.
  • Simply state the cash amount you would like to withdraw at the checkout. You can withdraw up to €300 daily, with no fees.
  • Requirement: a minimum in-store purchase between €5 and €20.

Mastercard: Partners

Cash via App: Payout via barcode at checkout

  • Quickly, and with no minimum purchase.
  • Simply, using a barcode via the BBVA App.
  • Flexibly, at approximately 12,000 German retail partners.  

Cash via App: Partners

*Cash can be withdrawn at all ATMs that accept Mastercard. BBVA does not charge any fees for withdrawals of €150 or more within the eurozone. For withdrawals under €150 within the eurozone, BBVA charges a fee of €2. Fee-free withdrawals with no minimum amount at all BBVA ATMS in Spain and all Garanti BBVA ATMs in Turkey.

The fee is also €2 for withdrawals outside the eurozone. The currency exchange for withdrawals and purchases is fee-free; BBVA applies the official exchange rate without any markup.

Additional fees from the bank operating the ATM may apply.