You are in good shape. are perfect for long-term savings.

Starting on July 1, 2026, you will automatically benefit from a variable base interest rate of 2.25% p.a.* on your BBVA current account balance and your Savings Box, up to a total of €500,000, and without any conditions. 

Fulfill the following requirements to secure our attractive interest rates (total interest rate): 

  • 2.75% interest p.a. on your balance: if you make your BBVA current account your payroll or pension account** or use your BBVA cards and have a monthly expenditure of at least €1,500.*** 
  • Up to 3.50% interest p.a. on new money: Starting on July 1, 2026, if you transfer new money If you transfer new money to your BBVA current account on or after July 1, 2026, you will receive an additional 0.75% interest p.a. on top of your basic interest rate. This promotion is valid until September 30, 2026.****

We automatically check every month whether any of the requirements are met.

Your BBVA current account continues to offer you the following benefits:

  • Monthly variable interest on your balance up to €500,000. The interest is credited directly to your account every month, and it will continue to accrue interest the following month.***
  • Free forever current account with a fee-free debit card.
  • Free SEPA real-time transfers.
  • Fee-free cash withdrawals starting at €150 at all Mastercard ATMs within the EU.
  • Deposit and withdraw cash while shopping.
  • No foreign currency fees for card payments abroad.
  • Deposit protection up to €100,000 (EU-wide harmonized deposit protection system).

 

* Only payments to the BBVA current account that are marked as payroll or pension payments with a corresponding transfer key (wage/salary or pension) are considered payroll or pension payments. Transfers from one's own account and transfers from private individuals are not taken into account.

** Every payment made with the BBVA debit card is considered a card transaction. The following are excluded: fee-related BBVA debit card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

***You can find more information on bank interest rates via this link: private household overnight deposits within Germany (monthly).

****Any applicable taxes are deducted from the credited interest.