Gut aufgestellt: are perfect for long-term savings.

Starting on July 1, 2026, you will automatically benefit from a variable base interest rate of 2.25% p.a.* on your BBVA current account balance and your Savings Box, up to a total of €500,000, and without any conditions. 

Fulfill the following requirements to secure our attractive interest rates (total interest rate): 

  • 2.75% interest p.a. on your balance: if you make your BBVA current account your payroll or pension account** or use your BBVA cards and have a monthly expenditure of at least €1,500.*** 
  • Up to 3.50% interest p.a. on new money: Starting on July 1, 2026, if you transfer new money Juli 2026 Neugeld auf dein BBVA Girokonto überweist, erhältst du bis 30.09.2026 zusätzlich zu deiner Basisverzinsung darauf +0,75% Zinsen p. a.****

We automatically check every month whether any of the requirements are met.

Your BBVA current account continues to offer you the following benefits:

  • Monthly variable interest on your balance up to €500,000. Die Zinsen werden jeden Monat direkt deinem Konto gutgeschrieben und im Folgemonat weiter verzinst.***
  • Free forever current account with a fee-free debit card.
  • Free SEPA real-time transfers.
  • Fee-free cash withdrawals starting at €150 at all Mastercard ATMs within the EU.
  • Deposit and withdraw cash while shopping.
  • No foreign currency fees for card payments abroad.
  • Deposit protection up to €100,000 (EU-wide harmonized deposit protection system).

 

*Als Gehalts- oder Renteneingang gelten ausschließlich Zahlungen auf das BBVA Girokonto, die mit einem entsprechenden Überweisungsschlüssel (Lohn/Gehalt oder Rente) als Gehalts- oder Renteneingang gekennzeichnet sind. Transfers from one's own account and transfers from private individuals are not taken into account.

** Every payment made with the BBVA debit card is considered a card transaction. The following are excluded: fee-related BBVA debit card payments to the credit of financial companies and banks, cryptocurrencies, gambling and betting, payments to debt collection agencies, and cash withdrawals.

***You can find more information on bank interest rates via this link: private household overnight deposits within Germany (monthly).

****Die Zinsgutschrift erfolgt abzüglich der jeweils geltenden Steuern.