Firstly, they need to register as a BBVA customer using your referral code. They then need to make a purchase using their digital or physical BBVA debit card within 90 days of registration, with no minimum purchase amount required.

Here is an overview of all the steps:

• You can find your referral code in the App in the Menu under Promotions and Benefits under Refer a Friend.
  
• Now share your code with friends, family or colleagues
• The people you refer then use your code when opening an account and successfully complete the process
• The person you have referred then makes their first transaction using the BBVA card (no minimum amount required)
• €30 will be credited to your current account and the person you refer will receive €40 in their BBVA current account.

Make sure that the person you invited has completed all the required steps. You can check the status of your reward at any time in the BBVA app or on the website bbva.de.

In order to receive your reward, they must first register as a BBVA customer using your referral code. They then need to make a purchase using their digital or physical BBVA debit card within 90 days of registration, no minimum amount required.